Nobody has ever said “my insurer was so easy to deal with.”
InsurAGI is an independent, AI-powered insurance guidance platform that helps you understand what you are actually covered for. You upload your policy documents, and InsurAGI analyzes them against European terms and conditions to surface gaps, overlaps, and answers grounded in your actual coverage.
The problem isn’t insurance. It’s the architecture.
Most insurers and brokers run on disconnected systems: one for policies, one for terms, one for claims, one for billing, one for documents. They don’t talk to each other, so you end up doing the work.
- Coverage feels unclear
- Claims feel adversarial
- Renewals quietly drift
- Trust erodes without anyone “doing anything wrong”
What we do
Turn “insurance letters” into clarity
You upload your insurance letters as PDFs. We match them against our database of Terms & Conditions documents (both direct and indirect insurance) so the right wording is connected to the right policy.
Show you what you actually have
We organize your insurance into a clear overview, then highlight gaps where you think you’re covered but aren’t, overlap where you’re paying twice, and claim paths showing what to do and how to proceed.
Guide you through claims, without the chaos
When you need to claim compensation, you shouldn’t have to become your own case manager. InsurAGI helps you work through the process using your own documents, step by step.
Our vision: everyone correctly insured
Insurance shouldn’t be a once-a-year panic. It should be continuously clear. InsurAGI is your automated insurance counselor, helping you stay correctly insured, balancing risk, coverage, and cost. As life changes, your protection should keep up automatically.
Results so far
12,000+ policies analyzed
Independence (and why that matters)
InsurAGI is built around one rule: we work for the member, not the insurer.
- We don’t sell personal data. Ever.
- We don’t “recommend” products. We guide you based on your documents so you stay in control, without us acting like a broker.
- Cooperative mindset: the more members share (securely), the better the guidance becomes for everyone.
Why Europe, and why now
We’re focused on the EU market because Europe is moving toward more consumer-friendly insurance infrastructure, often described as “open insurance.” That shift should mean more portability, more transparency, and better experiences for people. We’re building for that future.
The team behind InsurAGI
Built by people who have spent their careers at the intersection of technology, insurance, and law.
Kristofer Berg
15+ years in enterprise technology and cybersecurity at Vectra AI, Symantec, and Blue Coat Systems. Scaled the Nordic region from zero to more than €10M in annual revenue. Leads product, strategy, and go-to-market at InsurAGI.
Richard Ramberg
Swedish lawyer, entrepreneur, and insurance technology specialist. Member of the Swedish Bar Association with degrees from Uppsala University and Pace University School of Law. Licensed investment advisor (SwedSec). Holds the Swedish speed record for climbing Mount Everest.
“Insurance should work for the person paying the premium, not the other way around. We built InsurAGI because we saw how hard it is for people to understand what they are actually covered for.”
Ready to take control?
Start with the free tier. Upgrade if you want deeper analysis and more guidance.
Frequently asked questions
Do you sell my data?
No. InsurAGI never sells, shares, or provides your personal data to insurers, brokers, or any third party. Your documents are processed solely to generate your coverage analysis and are stored with 256-bit AES encryption in EU-based infrastructure. You retain full ownership and can export or permanently delete all your data at any time from your account settings.
Do you contact my insurer?
No. InsurAGI works exclusively from the documents you upload. We never contact your insurer, broker, or any third party on your behalf, and no one is notified when you use the service. Your analysis is completely private, and your insurer has no visibility into what you review or any questions you ask.
Do you recommend policies?
No. InsurAGI provides guidance based solely on your own policy documents and their associated terms and conditions. We do not recommend, sell, or broker insurance products, and we earn no commissions from any insurer. This independence means our analysis is always aligned with your interests, not with any insurance provider.
What documents do I upload?
You upload your insurance letters (yearly statements, renewal notices, coverage summaries) and policy documents as PDFs by dragging and dropping them into your insurance wallet. InsurAGI then matches each document against its database of European terms and conditions to connect the right policy wording to the right coverage. Email forwarding and WhatsApp upload are on the roadmap.
Which countries are supported?
Sweden is fully live today, covering both direct insurance policies and indirect coverage from credit cards, employers, and unions. France and Germany are the next markets launching, and the platform already indexes European terms and conditions across multiple markets. The long-term goal is full coverage of all EU member states.
How does InsurAGI work?
InsurAGI works in three steps. First, you upload your insurance letters and policy documents as PDFs into your insurance wallet. Second, the AI reads, matches, and analyzes your policies against a database of European terms and conditions to build a complete picture of your coverage. Third, you can ask questions about any scenario and receive answers grounded in your actual policy wording.
Is InsurAGI available in my country?
InsurAGI is fully available in Sweden today, covering both direct policies and indirect coverage from credit cards, employers, and unions. France and Germany are the next markets launching, and the platform already indexes European terms and conditions across multiple markets. The long-term goal is to serve all EU member states with localized terms and conditions databases.