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IInsurAGI

Independent insurance guidance powered by AI. We help you manage your risk.

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InsurAGI AB·Org.nr: 559430-3397·Hornsgatan 29 e, 118 49 Stockholm, Sweden

© 2026 InsurAGI. All rights reserved.

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About InsurAGI

The world runs on insurance.

As economist Murray Rothbard once said, "money is the lifeblood of the economy". And if so, insurance is what keeps that blood flowing. You pay to protect every aspect of your life , yet when something happens, you are too often left with confusion instead of clarity. InsurAGI puts you back in control.

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Independent
Secure
EU-first
12k+ policies analyzed

The problem isn’t the insurance. It’s the insurance architecture.

Most insurers and brokers run on disconnected systems: one for policies, one for terms, one for claims, one for billing, one for documents. They don’t talk to each other, so you end up doing the work.

  • Coverage feels unclear
  • Claims feel adversarial
  • Renewals quietly drift
  • Trust erodes without anyone really “doing anything wrong”

What we do

01

Turn “insurance letters” into clarity

You upload your insurance letters as PDF-files (don't worry, we help you find them). We match them against our database of Terms & Conditions , for both traditional insurances and coverage from other sources , so your insurance is connected to the right T&Cs.

02

Show you what you actually have

We organize your insurance into a clear overview. Then, we identify gaps where you think you’re covered but aren’t, overlaps where you might be paying twice, and show you how to optimize your coverage. 

03

Respond to any question you might have

When your policies are uploaded and synced, you can ask InsurAGI any question you might have about your insurance coverage. As all answers are derived from your actual terms and conditions, InsurAGI gets it right when mainstream AI-tools regularly fall short.

Our vision: everyone correctly insured

Insurance shouldn’t be a once-a-year panic. It should be continuously clear. InsurAGI is your automated insurance tool , helping you stay correctly insured, balancing risk, coverage, and cost. As life changes, your protection should keep up , automatically.

Results so far

12,000+ policies analyzed

“When my daughter got sick before a trip, I needed clarity fast. InsurAGI turned dense policy wording into a clear, reassuring answer.”
Sarah M.
Premium User
“With the toddler causing chaos at home, I asked the hypothetical question about what would happen if he destroyed my laptop, since I don't have "drulle". Turns out, I needed a more extensive home insurance to be covered!”
Thomas K.
Premium User
“I wasn’t sure whether my credit card's travel coverage would still apply if 30% of the booking had been paid another way. InsurAGI explained clearly that it didn't and why (which was not the answer I had hoped for...)”
Maria L.
Free Plan User

Independence (and why that matters)

InsurAGI is built around one rule: we work for the member, not the insurer.

  • No hidden fees or kick-backs. Ever.
  • We don’t “recommend” products. We guide you based on your documents, so you stay in control , without us acting like an insurance intermediary or broker of any kind.
  • Cooperative mindset: the more members share (securely), the better the guidance becomes for everyone.

Why Europe, and why now?

We’re focused on the EU market because Europe is moving toward more consumer-friendly insurance infrastructure , often described as “open insurance.” That shift should mean more portability, more transparency, and better experiences for people insured. We want to be a part of that future.

The team behind InsurAGI

Built by people who have spent their careers at the intersection of technology, insurance, and law.

KB

Kristofer Berg

Co-Founder

15+ years in enterprise technology and cybersecurity at Vectra AI, Symantec, and Blue Coat Systems. Scaled the Nordic region from zero to more than €10M in annual revenue. Leads product, strategy, and go-to-market at InsurAGI.

Certificate in AI and the Insurance Value Chain, The InstitutesFinance & Marketing, IHM Business School
RR

Richard Ramberg

Co-Founder

Swedish lawyer, entrepreneur, and insurance technology specialist. Member of the Swedish Bar Association with degrees from Uppsala University and Pace University School of Law. Licensed investment advisor (SwedSec). Holds the Swedish speed record for climbing Mount Everest.

LL.M., Uppsala UniversityM.S. Comparative Legal Studies, Pace University School of LawSwedSec Licensed Investment AdvisorMember, Swedish Bar Association

“Insurance should work for the person paying the premium, not the other way around. We built InsurAGI because we saw how hard it is for people to understand what they are actually covered for.”

KB
Kristofer Berg
Co-Founder, InsurAGI

Ready to take control?

Start with the free plan. Upgrade as needed.

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Frequently asked questions

Do you sell my data?

No. InsurAGI never sells, shares, or provides your personal data to insurers, brokers, or any third party. Your documents are processed solely to generate your coverage analysis and are stored with 256-bit AES encryption in EU-based infrastructure. You retain full ownership and can export or permanently delete all your data at any time from your account settings.

Do you contact my insurer?

No. InsurAGI works exclusively from the documents you upload. We never contact your insurer, broker, or any third party on your behalf, and no one is notified when you use the service. Your analysis is completely private, and your insurer has no visibility into what you review or any questions you ask.

Do you recommend policies?

No. InsurAGI provides guidance based solely on your own policy documents and their associated terms and conditions. We do not recommend, sell, or broker insurance products, and we earn no commissions from any insurer. This independence means our analysis is always aligned with your interests, not with any insurance provider.

What documents do I upload?

You upload your insurance letters (yearly statements, renewal notices, coverage summaries) and policy documents as PDFs by dragging and dropping them into your insurance wallet. InsurAGI then matches each document against its database of European terms and conditions to connect the right policy wording to the right coverage. Email forwarding and WhatsApp upload are on the roadmap.

Which countries are supported?

Sweden is fully live today, covering both direct insurance policies and indirect coverage from credit cards, employers, and unions. France and Germany are the next markets launching, and the platform already indexes European terms and conditions across multiple markets. The long-term goal is full coverage of all EU member states.

How does InsurAGI work?

InsurAGI works in three steps. First, you upload your insurance letters and policy documents as PDFs into your insurance wallet. Second, the AI reads, matches, and analyzes your policies against a database of European terms and conditions to build a complete picture of your coverage. Third, you can ask questions about any scenario and receive answers grounded in your actual policy wording.

Is InsurAGI available in my country?

InsurAGI is fully available in Sweden today, covering both direct policies and indirect coverage from credit cards, employers, and unions. France and Germany are the next markets launching, and the platform already indexes European terms and conditions across multiple markets. The long-term goal is to serve all EU member states with localized terms and conditions databases.

How much does InsurAGI cost?

InsurAGI offers a free tier that includes up to 3 policies, basic gap detection, an insurance wallet, and renewal reminders. The Premium plan costs €1.99 per month and adds unlimited policies, advanced gap detection, duplicate coverage alerts, and claims assistance. Premium Plus costs €4.99 per month and includes support for up to 5 family members with household coverage management.

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