Articles for coverage clarity.
Written for real-world EU policies.
Practical guidance on direct + indirect insurance, policy wording, and what to check before you file.
Home insurance in Sweden and what it covers
In Sweden, home insurance is called hemförsäkring. It usually combines cover for your belongings with personal liability, legal expenses, travel and assault cover. Accidental damage cover, known as allrisk or drulle, may be included in a larger package or offered as an extra. There is no general legal requirement to have hemförsäkring, although some landlords require it. This guide explains the Swedish cover and what to check for your type of home.
Who should hold the car insurance policy in Sweden?
Sharing a car with your family in Sweden? Understand who should hold the insurance policy and what your insurer needs to know about ownership and use.
Multiple accident insurance policies in Sweden: can you claim from each?
One accident may be covered by several Swedish policies. Learn which payments can be combined and how to find cover through work, a union or a sports club.
No bostadsrätt insurance supplement in Sweden: who pays for damage?
Own a bostadsrätt in Sweden? Find out what you may have to pay without bostadsrättstillägg and what to check if your association provides the cover.
Car insurance in Sweden: third-party, partial or comprehensive cover?
Compare Sweden’s trafikförsäkring, halvförsäkring and helförsäkring. Understand delkasko, cover for your own car and the role of a vehicle damage guarantee.
Unemployment benefits in Sweden in 2026: how much can you get?
Understand Sweden's a-kassa rules for 2026: the income and membership conditions, maximum benefits, and how payments decrease over time.
What insurance do I need
Which insurance policies are truly essential, and which ones risk costing you twice? Here’s a practical guide to the core cover you should consider for your home, car, personal wellbeing, children, and pets – plus tips on what to check before paying for extras.